Payment Methods

One unified API surface across every rail — cards, wallets, banks, crypto, and native AEVION transfers. Toggle availability per method to control the checkout experience.

Methods enabled

0/12

Regions covered

AEVION rails on

Single API

💳

Visa & Mastercard

Cards · Global

Accept any Visa or Mastercard worldwide. 3-D Secure 2 enforced by default for fraud protection.

Fee: 2.9% + $0.30Settles T+2

💳

American Express

Cards · Global

Premium card acceptance with chargeback dispute handling baked into the rail.

Fee: 3.4% + $0.30Settles T+2

🍎

Apple Pay

Wallets · Global

Tokenized one-tap checkout on Safari/iOS. Biometric confirmation reduces fraud rate ~70%.

Fee: 2.9% + $0.30Settles T+2

🟢

Google Pay

Wallets · Global

Tokenized checkout across Chrome/Android. Auto-fills shipping & contact data when granted.

Fee: 2.9% + $0.30Settles T+2

🇰🇿

Kaspi Pay

Wallets · Kazakhstan

Local KZT wallet with QR-code checkout. Largest Kazakh fintech footprint — required for KZ residency.

Fee: 1.95%Settles T+1

🏦

SEPA Direct Debit

Bank · EU

Pull payments directly from EU bank accounts. Best for recurring billing with low fees.

Fee: 0.8% (cap €5)Settles T+5

🇺🇸

ACH Transfer

Bank · USA

US automated clearing house transfers. Suitable for B2B invoices over $1k.

Fee: 0.8% (cap $5)Settles T+3

🌍

Wire Transfer

Bank · Global

Same-day SWIFT wires for high-value invoices. Manually reconciled with reference codes.

Fee: $15 flatSettles T+1

⚡

Bitcoin (Lightning)

Crypto · Global

Instant Lightning Network settlement. Auto-converts to fiat or AEC at quote time.

Fee: 0.5%Settles T+0

🪙

USDC (Stablecoin)

Crypto · Global

Settle in USDC across Ethereum, Base, or Solana. Treasury can hold as USD-pegged reserve.

Fee: 0.5%Settles T+0

💎

AEC Credits

AEVION · AEVION

Native AEVION credit settlement — zero fees, instant clearing across the trust graph. Auto-splits royalties.

Fee: 0.0%Settles Instant

🏛️

AEVION Bank Transfer

AEVION · AEVION

Bank-to-bank inside the AEVION network. Includes royalty auto-split via the Bank module.

Fee: 0.0%Settles Instant

Single API surface

One call, every method

POST /payments/v1/checkout
{
  "amount": 9900,
  "currency": "USD",
  "settlement": "aevion-bank",
  "methods": ["visa-mc", "apple-pay", "aec-credit"],
  "metadata": { "order_id": "ORD-1042" }
}

The rail handles method-specific quirks, 3-D Secure, tokenization, and routing internally. You get one webhook event regardless of which method the payer chose.